Terms and Conditions

1. Acceptance of Terms

By accessing or using the Invest Orbit Finance website or Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Nature of the Service

Invest Orbit Finance provides data-driven decision-support tools intended to help users analyse entry timing and dollar-cost averaging (DCA) strategies. The Service presents historical data, statistical models, and informational outputs for educational and informational purposes only.

Invest Orbit Finance is not a financial advisor, broker-dealer, investment manager, or custodian. Nothing provided through the Service constitutes financial, investment, tax, or legal advice, nor a recommendation or solicitation to buy, sell, or hold any asset. You are solely responsible for any decisions you make based on information obtained from the Service.

3. Eligibility

You must be at least 18 years old and capable of forming a legally binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements and that your use of the Service complies with all applicable laws and regulations in your jurisdiction.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorised access to the Service, other accounts, or related systems or networks;
• Reverse engineer, decompile, or attempt to extract the source code of any part of the Service, except where permitted by law;
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission;
• Interfere with or disrupt the integrity or performance of the Service or any data contained within it;
• Use automated means to scrape, extract, or collect data from the Service without authorisation.

6. No Investment Advice; Assumption of Risk

All content, analysis, models, and outputs made available through the Service are provided for informational purposes only and should not be relied upon as the sole basis for any investment decision. Financial markets involve risk, including the possible loss of principal. Past performance of any strategy, model, or asset referenced within the Service is not indicative of future results.

You acknowledge that you use the Service and any information derived from it entirely at your own risk, and that Invest Orbit Finance accepts no responsibility for investment outcomes resulting from your use of the Service.

7. Subscriptions and Payments

Certain features of the Service may be offered on a subscription or paid basis. Where applicable, pricing, billing cycles, and renewal terms will be presented to you at the point of purchase. You are responsible for reviewing and accepting those specific terms before completing a transaction. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the time of purchase.

8. Intellectual Property

The Service, including its design, text, graphics, software, and underlying technology, is owned by or licensed to Invest Orbit Finance and is protected by applicable intellectual property laws. Except for the limited right to use the Service as intended, no rights, title, or interest in the Service are transferred to you.

9. Third-Party Links and Data

The Service may reference, link to, or incorporate data from third-party sources. Invest Orbit Finance does not control and is not responsible for the accuracy, completeness, or reliability of third-party content, and inclusion of such references does not constitute an endorsement.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Invest Orbit Finance does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Invest Orbit Finance, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment losses, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Invest Orbit Finance and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Suspension and Termination

Invest Orbit Finance reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Invest Orbit Finance, or third parties. You may discontinue use of the Service at any time.

14. Changes to the Service and Terms

Invest Orbit Finance may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be reflected by an updated "last modified" date on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Invest Orbit Finance operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

17. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.